I’m the breadwinner in my family and I care for my husband who has health issues. I work 10 hour shifts, 7 Night Shifts then 7 days off. This enables me to meet our financial commitments. I’m an Enrolled Nurse and without penalty rates we would not make ends meet. We don’t live in the metro area, it’s cheaper to purchase a property further out of the city. We moved to save money. When I need to buy prescription medications and fuel in the same week it hits me hard and I have to skimp on my groceries. Mortgage repayments have increased with rate increases, this also puts a strain on an already tight budget. I pay certain bills each week, by instalments. I haven’t paid my rates yet and am trying to find those funds. This causes anxiety and depression.